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Extended Warranty/Service Contracts

Despite what you might have read, Extended Warranties or Vehicle Service Contracts, as they are actually known, are a good idea. Even the best cars break down and when they do, they are very expensive to repair. (They can be placed on both new and used cars or trucks)

What is an Extended Warranty/Service Contract?

  • A contract purchased to protect a vehicle against the unexpected costs of breakdowns, for a specific period of time.
  • Allows repairs to be made in accordance with the level of coverage you purchase.
  • Ensures your vehicle is always in the best mechanical condition.


Why purchase an Extended Warranty/Service Contract?

  • Peace of mind
  • Allows repairs to be made when you need them
  • Most include a Free Rental Car if your car is in the shop for covered repairs
  • Protects you against the rising costs of repairs
  • Added resale value- most contracts are transferable upon sale


What to look for when purchasing an Extended Warranty

  • True Bumper-to-Bumper Coverage- if the plan lists the items that are covered, it is Not a bumper-to-bumper plan. By definition, a bumper to bumper plan is exclusionary, that is, it will only list the few components that are not covered. Typically these include cosmetic and maintenance items.
  • Roadside Assistance- You want a plan that offers a Free nationwide Roadside Assistance plan. You want to be covered per occurrence. Not an out of pocket reimbursement plan, that is tied to only covered repairs. A good policy includes:
  • Emergency Road Service* Towing * Emergency Tire Service * Battery Assistance * Gasoline Delivery  * Emergency Lock-out Service * Nationwide Coverage * Toll Free 800 Number * 24 Hours a Day/365 Days a Year *
  • Car Rental - Should your vehicle have to remain overnight for a covered repair.
  • Nationwide Protection - Repairs can be made at any repair facility in the US or Canada.
  • Choice of Deductibles- Most automobile plans offer $0, $50 and $100 deductible options.
  • Transferable - The ability to transfer your coverage when you sell your vehicle, for a modest fee, which will increase your vehicle’s resale value.